If your home has recently been through a hail storm, the odds are good that your roof sustained some damage. Inevitably, you will need to get in-touch with your homeowners’ insurance company regarding the situation. This can feel daunting, particularly if you’ve never had to file a claim of this nature before. Fortunately, this guide is here to help! Follow the steps that are outlined below and you ought to find yourself well on your way to filing a successful roof-related hail damage claim.
Assess the damage.
The first thing you need to do after the hailstorm is to carefully evaluate the damage to your roof and to the rest of your home. You should take notes, including the date and approximate duration of the storm, and capture photographs of any obvious damage, like dents in your shingles or your siding.
It’s a good idea to have the Hatch Homes team assist you with your assessment as well. Our experts will help you look for damage that isn’t necessarily apparent to the naked eye. The more information you’re able to provide your insurance agency with right away, the more likely it is that you will receive a swift payout so your roof can be repaired promptly.
Hatch Homes understands that this is a trying time for you and your family, so you can rest assured that you will never be asked to sign anything during one of our hail damage inspections. You won’t be under any sort of contract until you’re ready to have us install your new roof or siding or perform other necessary repairs.
Speak to your insurance agency.
Whether you choose to work with a local, Charlotte, NC-based insurance agent or you connect with someone via your company’s national call center, it is essential for you to let your agency know what’s going on as soon as possible. This way, you can find out exactly what you need to submit in order for your claim to be processed.
You might find, for instance, that you need to provide photographs of certain areas of your house or that you need to fax over a copy of your homeowners’ insurance policy. The requirements for claims differ from agency to agency, and even from one policy to another, which is why it’s imperative for you to speak to a representative soon after the hailstorm occurs.
It’s important to note that your insurance company will probably send a claims adjuster to inspect the hail damage sustained by your residence, even if you’ve already had Hatch Homes perform an inspection. This is standard procedure and should not significantly delay your payout; in fact, if the damage is severe, it can even help you get the money you need more quickly.
The entire Hatch Homes team wants to get your home back in great shape for you. We are thrilled you’re considering us for your hail damage repairs, and we want you to rest assured that we will be there for you from the day after the storm until your home is as good as new.