Roof damage can happen in the blink of an eye and can leave homeowners in quite a bind. Storms, for example, can wreak havoc on almost all kinds of roofing materials in no time at all. This is especially true for those who live in coastal areas of North Carolina and South Carolina where hurricanes can be an issue. If your roof is currently damaged or if you just want to be prepared for the next time you find yourself dealing with a roof problem, you will absolutely benefit from reading this guide. Below, you’ll see detailed information about the steps you should take when you need your home’s roof repaired quickly.
Call a contractor first
Often, when one roof in an area sustains damage, dozens of other roofs do as well. This means that the most reliable contractors tend to fill their schedules right away. Therefore, before you do anything else, such as calling your insurance company, you should contact your preferred roofing professional to get on his or her calendar. This way, he or she can assess the situation you’re dealing with and provide you with a quote for the necessary repairs. Furthermore, the earlier you are able to get an appointment, the faster your roof is likely to be fixed. Otherwise, you might find yourself living with leaks and other issues for much longer than you anticipated.
Contact your insurance agency
Once you’ve had a conversation with the contractor you want to use, you should give your insurance agency a call and let them know what has happened. You will likely be transferred to someone in the claims department who can assist you. Most homeowner’s insurance companies make it easy for clients to submit their claims online, but it’s still a good idea to speak to someone so you can find out pertinent details, like when you can expect a claims adjuster to visit your home.
You should also inquire about whether or not there are any restrictions regarding which local roofing professionals you can use. Most homeowner’s insurance companies don’t have these stipulations, which is why you should still call a contractor first, but it’s a good idea to check before you sign any paperwork for your roofer. Additionally, ask if the contractor you’ve selected should be present when the claims adjuster visits your residence. In some cases, this can expedite how quickly homeowners receive their insurance payouts.
Get started on your project
The final step in the process of getting roof repairs done quickly is actually to get started on the project. Typically, insurance companies pay out quickly in instances of major damage. If, however, there is a hold-up with your claim and you have enough savings to get started, you might want to consider that possibility as well. It depends entirely on how severe of an issue you’re dealing with and what your family’s financial status is; keep in mind that paying out of pocket at first is an option.
The team at Hatch Homes offers a variety of roof repair and replacement services, so don’t hesitate to contact us with any questions about your upcoming project. We enjoy working with families throughout North Carolina and South Carolina and would be honored to handle your roofing job. We know how stressful roof damage can be, so you can trust our skilled professionals to make you feel at ease from day one.